The super cash switch and what's to consider.

* Stay focused on the longer term - market ups and downs are a normal part of investing 

* Don't panic - stay calm when markets aren't calm

* If you're still unsure, seek advice from an accredited financial advisor or your fund - don't rely on unverified sources and be wary of misinformation

* Retain perspective - most people would have already had a good run-up ahead of any volatility and would likely still be ahead overall

And finally, if you have decided to switch to cash and change your mind, check with your fund, as you can always switch back.

This is not investment advice. Please check with your fund or financial advisor about your personal circumstances.